Mystro is a Finance super app which caters to your various financial needs. 100% India based One-stop app where you can avail quick and 100% digital Personal loans, Track your daily spends, Track All your Loans and Pay your Bills all in one-app. Powered by AI ML based technology, we know offer you the convenience having a seamless app where you can not only monitor your daily spends, credit outstanding but you avail instant loans for meeting emergency needs. * Personal Loans* : Our loans are designed to meet your needs education, school fees, Credit card repayments and various other emergency needs. We have been serving customers for more than 4 years and provide loans from our own RBI registered NBFC. Loan amounts offered are typically from Rs.10,000 to Rs. 2 lakhs which are repayable in EMIs. *Money Manager* : One of our flagship offerings is the Financial planning feature which superbly automated and captures your daily debits and credits. App does all the tedious work for you and provides great insight into when and where you spent your money. *Chat With Max* : Get all your Personal Finance questions answered by Max, your intuitive finance assistant. Max is a chatbot within the Mystro app which will help users to ask and get quick answers and insights into their own spends and earnings. For example it will tell how much total you spent in a month in food, or in last 6 months or so. It will also show you very details and many more cool features. *Credit Management* : If you care about your Financial health, check out the one of the most advanced and simplified Loan Management feature. This is beyond regular Credit reports, here you can not only view your Credit Score, Track all your current and past loans taken, save key loan related information in the app, without having to maintain separate records outside your phone. *Bill Payments* : Now directly pay your bills like Electricity, Water, DTH, Insurance, Broadband and many more on app without any additional cost. Now track and pay your bills on Mystro app. Why download the app? 1. We are serving customer for more than 4 years 2. Zero charge for Loan Applications or Bill payments 3. 0% Pre-closure charges for Loan 4. 100% Online, Video KYC based processes 5. Financial monitoring feature like never before How is Mystro Different • All-in-one which focuses on your Financial health • Mystro loans are relative lower cost compared to Pay day loans • All Loans are repayable in EMI • All charges are transparent *** Key information about Personal Loans*** Loans provided are targeted to primarily salaried individuals based in India. Typical Loan periods ranges from 3 to 36 months. Interest rates depend on loan product and vary from 15.00% to 36.00 % per annum. Example of Personal Loan: Loan Amount: ₹50,000/- Interest Rate: 24.00% (on Reducing Principal Balance interest calculation) Tenure: 12 months Processing fees: Rs. 1500 + GST = Rs. 1770 (deducted from loan disbursed) EMI: Rs. 4728 Total Interest Cost: Rs.6736 Total Loan Amount Repaid: Rs. 56736 Total Cost of Loan: Rs 8506 APR : 17.01% p.a How it works? 1. Install the Mystro app 2. Enter Mobile number and Enter OTP to Register 3. Check Loans, Money Manager, Credit Management, Bill Pay and other features 4. For Loan application, you need to upload your Aadhaar and PAN, Aadhaar, Current Address and Income documents 5.Loan Application process is of 5 minutes, all Approvals or rejections and Loan related information available on App 24x7 6. Use Money Manager feature, Sync app to auto-update financial transactions. 7. Avail Credit Management plan and check your Score and all loans records 24x7 Know more about the products, you may visit our website https://mystro.in or write to us at [email protected].