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TopCoin - The Fortune on Your Side
TopCoin is a licensed microfinance loan company with excellent reputation. It specialises in offering convenient and fast microfinance loan service for individuals. TopCoin uses intelligence system to provide instant reviews and loans, freeing applicants from the hassle of preparing impawns and supporting documents as well as providing them the fastest funds to satisfy their needs in the shortest time possible.
Fees & Charges:
Minimum duration of payment: 3 months
Maximum repayment period: 24 months
Max. Annual Percentage Rate (APR) is 0%.
Processing Fee (Includes Legal Fee, Stamp Fee, and Service Fee)
RM300 ~ RM15000 depending on the loan amount
Early Termination Fee: None
Late Payment Interest
Late payment penalty may apply
Calculation of the Loan
Example:
Loan Amount - RM3000.00
Loan Period - 6 Months Installment
Interest Rate - 0%
Processing Fee (Includes Legal Fee, Stamp Fee and Service Fee) - RM30
Total Interest Charge: Loan Amount * Interest rate per month * Loan Period
RM3000 * 0% (Interest per month) * 6 Months = RM0
Total Repayment Amount: Loan Amount + Total Interest Charge
RM3000 + RM0 = RM3000
Monthly Installment Calculation: Total Repayment Amount / Loan Period
RM3000 / 6 Months = RM500
Total Cost of Loan = Processing Fee + Profit Rate Charges
Total Cost of Loan = RM30 + RM0 = RM30
TopCoin - The Fortune on Your Side
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