✔️ Personal Loans range from Rs.5000 to ₹ 5,00,000
✔️ Tenure Time: 62days to 6 months. Interest rates range from 2%-24% depending on the risk profile of the customer
✔️ Example: If the loan amount is ₹1,00,000 & interest is 18% per annum with a tenure of 2 months, a processing fee of Rs. 0 will be charged.
The interest for 2 months would come out to be ₹3000. The EMI per month would be ₹51,500. This would translate to a maximum APR of 18%. The total cost of the loan will be ₹1,03,000. The total amount paid back including everything at the end of the term will be ₹9360.
About us:-
Cash hub is an instant personal loan platform. Cashhub is a product of Appshub.. Cash hub Instant Personal Loan fulfills customers’ money needs completely online. Cash hub work to make sure that the application process is fast, easy, and fully safe.
Cash hub is an Instant personal loan app that offers instant loans online starting from ₹ 1,000 up to ₹ 5,00,000. Apply for an instant loan and receive up to ₹5,00,000 as a direct cash transfer to your bank account
Responsible Lending :
Cash Hub Loan App is personal loan aggregator platform which has partnered with Following NBFC lending partners which are RBI Registered.
✔ Social Worth Technologies Private Limited - https://www.earlysalary.com/contact-us/
✔ PAYSENSE SERVICES INDIA PRIVATE LIMITED - https://www.gopaysense.com/contact-us/
✔ Finnovation Tech Solutions Pvt. Ltd - https://www.kreditbee.in/contact-us
✔ Bhanix Finance and Investment Limited - https://www.cashe.co.in/contact-us/
A representative example of the total cost of the Cash Hub loan Amount:
✔️ Amount Borrowed (Principal) = ₹14,999/-
✔️ Interest Rate (APR) = 36% (on Reducing Principal Balance interest calculation)
✔️ Tenure = 6 months
✔️ Processing Fee (incl. GST) = ₹826
✔️ Amount disbursed = ₹14,173
✔️ Your EMI amount = ₹2769 (based on PMT method, sample monthly payment)
✔️ Interest amount = ₹2769 x 6 - ₹14999 = ₹1614(sample interest calculation)
✔️ Total Cost of Loan = Processing Fee + Interest Amount + Late Fee = ₹826 + ₹1614= ₹2440
✔️ Principal repayment amount = ₹14,999/- (same as amount borrowed)
✔️ Total repayment amount = Principal repayment amount + Interest Amount + Fee = ₹14,999 + ₹1614 + ₹0 = ₹16,613
→ Types of Instant Loans we provide:
✔️ Personal loans for Salaried: Salaried professionals can receive advance salary loans to cover small but urgent needs and have money transferred straight into their bank account
✔️ Small personal loans: Get quick personal loans online up to Rs. 60,000 and repay in 12 months!
✔️ Cash loan: Our cash loans can help you cover everything from monthly grocery bills to children’s school fees and even outstanding bills that need to be cleared!
✔️ Loans for self-employed: We are one of the only online loan apps in India that accepts self-employed professional & salaried applicants.
Eligibility of Cash Loan:-
✔️ Indian Resident.
✔️ Source of a monthly income.
✔️ 20-60 years old.
Online loan for Salaried loan example:
✔️ Loan amount: Rs. 1,00,000
✔️ Tenure: 8 months
✔️ Interest Rate: 18% per annum
✔️ Processing Fee: Rs. 1,000 (1.00%)
✔️ New customer onboarding Fee: Rs. 100
✔️ GST on Processing and Onboarding Fees: Rs. 118
✔️ Total Interest: Rs. 5,581
✔️ EMI: Rs. 4,632
✔️ APR: 23.2%
✔️ Loan amount is Rs. 50,000. Disbursed amount is Rs. 48,289. Total loan repayment amount is Rs. 55,581
Cash hub Personal Loan - Instant Cash Loan Features:
✔️ 100% Online process
✔️ Fund safety, protected by advanced server
✔️ Loan transfer via bank
Our Instant Loans are safe:
Your data is transferred over a secure HTTPS connection, and we do not share it with anyone without your consent. All the transactions are secured via 256-bit SSL encryption.
Contact us:
For help or any other details about Cash Hub, you may write to us.